Put your money in there, the bank doesn't lend it, they don't put it at any risk whatsoever.
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During their history almost all central banks have employed forms of direct credit regulation. The central bank will determine desired nominal GDP growth, then calculate the necessary amount of credit creation to achieve this, and then allocate this credit creation both across the various banks and type of banks, and across the industrial sectors.

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It's essentially the eBay of banking, so it allows borrowers and lenders to be put together in a marketplace.

Some credit brokers will not even take a commission for their services (their interest will be formally satisfied by the bank on the terms of partnership, but in fact, of course, you will pay). It should be understood that the broker's task is not to take a loan for you, but to bring you to a credit institution. Entering the door, you are left alone with the bank. In fact, a broker is a banal advertising agent.

The real benefit of a good broker is its aggregator capabilities (a solid database of credit products) and an insider component (because a credit manager in a bank is also a person).

P. S. Once on the radio, in one of the programs about financial literacy, they voiced the idea of the dubious expediency of taking a loan at all. The meaning was as follows: a loan can be taken only for the purchase of means of production or assets whose value growth exceeds the current loan rate.

Measuring inflation is not a science and the way it is recorded poses a dilemma. The Consumer Price Index, or CPI, is measured from a sample of goods and services. Each category of goods and services is given a weighing data which determines the overall impact of the price data for a specific category.

There's a spectrum of opportunities there which we're just not exploring at the moment, that's what's upsetting me, that we're not even experimenting, when we know that the system we have now is fundamentally flawed.

This is ludicrous and it's time to put a stop to it. The private banks can't be trusted to hold the reins to our entire economy. We need to take away the banks' power to create money out of nothing. This will stop them from causing yet another financial meltdown and allow us to afford the crucial services that we as a society need. What does a progressive financial system look like? And I want to hear what you think.

That meant that the Americans were no longer respecting their role or playing their role governing the monetary system. They were inflating their currency that ostensibly was meant to be tied, tied to gold and to every other currency. So what did the French do?